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Interest rates & calculators
வட்டி விகிதங்கள்
Term deposits up to 7.50%, plus an additional 0.25% for senior citizens
Calculate Loans and DepositsTerm deposits7.50%More than 1 year to 2 years
Recurring deposit8%12 to 24 months
Lowest loan rate5%NHFDC Loan
Highest loan rate15%Joint Liability Group Loan
Fixed deposit interest rates
Interest rates on deposits, per annum. Senior citizens receive an additional 0.25% on deposits of more than 181 days.
| Deposit / Period | Interest rate (p.a.) |
|---|---|
| Savings Deposits | 3.00% |
| Term Deposits | 7.50% |
| 15 days to 45 days | 3.50% |
| 46 days to 90 days | 4.00% |
| 91 days to 180 days | 5.00% |
| 181 days to 364 days | 6.50% |
| More than 1 year to 2 years | 7.50% |
| More than 181 days for senior citizens (additional) | 0.25% |
Note: Deposits up to Rs.5 lakhs are insured with DICGC.
Recurring deposit rate
Save a fixed amount every month and earn a fixed rate.
| Tenure | General | Senior citizens |
|---|---|---|
| 12 to 24 months | 8% | 8.25% |
Loan interest rates
Rates per annum, calculated as simple interest on a daily basis (principal × rate × days ÷ 365).
| Loan type | Interest rate (p.a.) |
|---|---|
| House Construction Loan | 12% |
| Gold Loan (simple interest) | 11.75% |
| Joint Liability Group Loan | 15% |
| Home Mortgage Loan | 12% |
| Loan for Differently Abled Persons (NHFDC) | 5% |
| Self Help Group Loan | 12% |
| Business Loan | 15% |
| TABCEDCO Loan | 7% |
| TAMCO Loan | 6% |
| Women Entrepreneur Loan | 15% |
| Working Women Loan | 14% |
| Educational Loan | 15%* |
| Siragugal Loan | 15%* |
| Surety Loan | 15% |
Calculators
Monthly EMI
Total interest
Total payable
Maturity value
Interest earned
You deposit
Maturity value
Interest earned
You deposit
Estimates only. FD and RD calculated with quarterly compounding. Final figures are confirmed at the branch.
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