Loans

Jewelry loan is provided at the rate of Rs. 10000/- per gram up to Rs. 30,00,000/- per individual, at a simple interest rate of 11.75%. Compound interest is not calculated.

• Rs. 10000/- per gram of gold
• Up to Rs. 30,00,000/- per individual
• Simple interest at 11.75%
• Compound interest is not calculated
• You can pay the principal and interest at any time
• No prepayment charges
• Gold stored in insured vault
• Renewal without re-pledging

Build, extend or repair your home, with funds released in stages as construction progresses.

• Construction, extension or repair
• Stage-wise disbursement
• Repayment up to 10 years
• No hidden charges
• Interest calculated on the reducing balance as you repay EMIs

Raise funds against your property for business, education or personal needs, secured by a registered mortgage.

• Loan against property title
• Flexible repayment tenure
• Attractive interest rate
• Part-prepayment allowed
• Interest calculated on the reducing balance as you repay EMIs

A concessional loan channelled through NHFDC to help persons with disabilities start or expand a livelihood activity.

• Concessional interest rate
• Flexible repayment tenure
• Collateral/guarantor as applicable
• Priority processing

Credit for registered Self Help Groups to fund income-generating activities for their members.

• Group-based lending
• Flexible repayment tenure
• No collateral for eligible groups
• Linked group savings account required

A subsidised loan routed through TABCEDCO for Eligible Backward Classes and Most Backward Classes beneficiaries to start or grow a livelihood activity.

• Subsidised interest rate
• Government-linked scheme
• Flexible repayment tenure
• Priority processing

A subsidised loan routed through TAMCO for eligible minority community beneficiaries to start or grow a livelihood activity.

• Subsidised interest rate
• Government-linked scheme
• Flexible repayment tenure
• Priority processing

Credit for women starting or expanding a business, trade or service venture.

• Flexible repayment tenure
• Attractive interest rate
• Collateral as applicable
• Priority service at the counter

Personal credit for salaried women employees to meet planned expenses, repaid through monthly salary deduction.

• Salary-linked eligibility
• Flexible repayment tenure
• Minimal paperwork
• Attractive interest rate

A personal loan secured by the guarantee of one or more sureties instead of collateral, For salaried individuals and small and micro-business owners.

• No collateral required
• Guarantor-backed
• Flexible repayment tenure
• Quick processing