Home / Deposits

Deposit accounts

இட்டு வைப்புகள்

Savings, current, fixed and recurring deposits,
with extra interest for senior citizens.

Fixed deposit Senior citizen deposit

Savings deposit account

சேமிப்புக் கணக்கு

Minimum balance ₹500

An everyday account for salaries, household savings and receiving payments, with interest credited every quarter.

Interest on daily balance
Cheque book and passbook
RuPay debit card
NEFT, RTGS and IMPS
Free SMS alerts
Nomination facility

You will need: Aadhaar card, PAN card (or Form 60), Ration Card, two passport-size photographs and address proof if different from Aadhaar.

Current account

நடப்புக் கணக்கு

For shops & firms

For traders, shops and businesses that handle many deposits and payments each day.

Unlimited transactions
Multi-city cheques
Overdraft facility on request
Statements on demand

You will need: KYC of proprietor or partners, GST certificate or trade licence, partnership deed or company documents as applicable.

Fixed deposit account

நிரந்தர வைப்பு

7 days to 10 years

Lock in a fixed rate for a chosen period. Choose to receive interest monthly, quarterly, or at maturity.

Monthly or quarterly interest payout
Reinvestment (cumulative) option
Loan up to 85% of deposit
Auto-renewal on maturity
Premature closure allowed
Linked savings/current account required

You will need: Aadhaar card, PAN card (or Form 60), two passport-size photographs, a linked savings/current account and address proof if different from Aadhaar.

Recurring deposit account

தொடர் வைப்பு

From ₹100 a month

Save a fixed amount every month and receive a lump sum with interest at the end - ideal for school fees, festivals or a wedding.

Tenure of 12 to 120 months
Fixed deposit rates apply
Standing instruction from savings
Loan against RD balance
Linked savings/current account required

You will need: Aadhaar card, PAN card (or Form 60), two passport-size photographs, a linked savings/current account and address proof if different from Aadhaar.

Senior citizen deposit account

மூத்த குடிமக்கள் வைப்பு

+0.25% extra

Senior citizens earn an additional 0.25% on deposits of more than 181 days.

Additional 0.25% interest
Monthly/Quarterly/Yearly interest to savings account
Form 121 for TDS exemption
Priority service at the counter
Linked savings/current account required

You will need: Aadhaar card, PAN card (or Form 60), two passport-size photographs, a linked savings/current account and address proof if different from Aadhaar. Age proof is required.

Children's savings account

குழந்தைகள் சேமிப்பு

For minors

Open an account for your child, operated by a parent or guardian, to build the saving habit early.

No minimum balance
Operated by guardian
Converts to regular account at 18

You will need: Child's birth certificate or Aadhaar, and the guardian's KYC.

Locker deposit account

பாதுகாப்பு பெட்டகம்

Subject to availability

Safe Deposit Locker facility is available for customers at the headquarters and Tamil Nadu Housing Board branches.

Multiple sizes available
Refundable security deposit
Nomination facility
Linked savings/current account required
Yearly interest payout to Savings account

You will need: Aadhaar card, PAN card (or Form 60), a passport-size photograph and an active savings or current account with the bank.

Note: Interest will be provided on monthly/quarterly/yearly basis.

Talk to us at the branch

Bring your Aadhaar and PAN. Most accounts open the same day.